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Instant Source Checks
Track the origins of cash flows, income, and transfers directly from bank data, removing the need for manual verification.
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Simplify AML Compliance
Automate processes that check for irregular financial behavior and ensure your business meets all regulatory standards.
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Spot Risky Patterns
Identify patterns like gambling, excessive transactions, or unusual transfers to proactively detect and act on money-laundering risks.
Stopping Money Laundering Early
Often hiding in plain sight, money laundering can be difficult to detect with traditional methods. The AML tool tracks the origins of income, cash contributions, and transfers in real-time by pulling data directly from bank accounts, delivering clear, accurate insights into financial activity.
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Compliance Made Simple
Meeting AML regulations doesn’t have to slow you down. Our tool monitors financial activity, as well as detects patterns like excessive gambling, irregular income, or unusual cash flows. With automated insights, you stay compliant, mitigate risk, and act before issues escalate.
Products
Income Verification
Gain highly accurate, granular insights into all customer income sources and distinguish one-time income from recurring income.
Spending
Unlock critical spending insights for your customers to optimize risk management and drive customer value.
Assets
Gain a unified view of all financial assets to accurately assess risk and deepen customer engagement.
Debts
Obtain consolidated view of all debt liabilities from diverse sources and loan types.
Solution
Markets
Use Case
Impact
- Real-time income verification embedded into consumer loan journeys
- +50% conversion improvement through white-labeled flows
- Supports multiple products across diverse verticals
Solution
Markets
Use Case
Impact
- Real-time affordability assessment used in mortgage approvals
- Custom scoring models built using PSD2 data
- Household-wide affordability view for joint applicants
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Solution
Markets
Use Case
Impact
- Improved speed and accuracy of SME assessments
- Seamless API integration into internal credit systems
- Better prediction of repayment capacity using transaction data
Solution
Markets
Use Case
Impact
- Reduced default rates and higher loan approval rates
- Digitally streamlined income and account verification
- Enhanced customer satisfaction with a modern, frictionless flow
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Solution
Markets
Use Case
Impact
- Reduced handling time per customer for faster response
- Improved risk control and flexibility in lending decisions
- Higher approval rates and lower default rates through accurate, real-time assessments
“Kreditz helped us build a fully automated gathering process where no manual verification documents are needed”
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“Since the new process began in December 2023, Skanska Rental has had zero cases of fraud, losses have decreased, and bankruptcies among customers have decreased as they choose more carefully. ”
“In addition to cutting credit losses in half, Collector Bank has also been able to reduce fraud-related costs by around 50 percent”
Industries
Not only is your industry complex, but time is also limited. That’s why we’ve dedicated ourselves to understanding the unique challenges facing your industry. Let’s tackle them together.
Consumer Lending
Corporate Lending
Car Finance
iGaming
Real Estate
PFM
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Consumer Lending
Next-Gen Lending is here. Real-time Affordability and Income Verification that helps you automating credit risk with personalized affordability assessments, policy rules and credit scores.
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Corporate Lending
Make smarter lending decisions that complement your risk strategy by streamlining the lending process with real-time financial behavior analytics.
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iGaming
Automate your AML-process and eliminate money laundering by verifying your clients source of funds and affordability from their bank account.
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Real Estate
Automate income verification and credit risk assessments based on real-time data.
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Industries
Not only is your industry complex, but time is also limited. That’s why we’ve dedicated ourselves to understanding the unique challenges facing your industry. Let’s tackle them together.
Consumer Lending
Next-Gen Lending is here. Real-time Affordability and Income Verification that helps you automating credit risk with personalized affordability assessments, policy rules and credit scores.
Learn more
Corporate Lending
Make smarter lending decisions that complement your risk strategy by streamlining the lending process with real-time financial behavior analytics.
Learn more
iGaming
Automate your AML-process and eliminate money laundering by verifying your clients source of funds and affordability from their bank account.
Learn more
Real Estate
Automate income verification and credit risk assessments based on real-time data.
Learn more
Risk Management
Protect your business with proactive risk assessment tools. Predict and prevent fraud with real-time data and real-time analytics.
Legal & Compliance
Simplify complex compliance requirements with tools that integrate smoothly into your operations without compromising accuracy or transparency.
Client Evaluation
Gain deep insight into customer behavior, financial health and make data-driven decisions that fuel your business growth.