Collaboration Driving Results

Learn more about the culture that is leading the creation of a new era in credit scoring.

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Be Brave

We stay curious and embrace change, using knowledge and real-time insight to lead with confidence. Being brave means stepping into the unknown with clarity, asking better questions, and always striving to improve.

Stay Kind

We treat people with empathy, honesty, and respect whether they’re customers, colleagues, or partners. Kindness drives collaboration, builds trust, and strengthens every decision we make.

 

Act Professional

We take ownership, deliver on promises, and hold ourselves to high standards. Professionalism means showing up prepared, staying accountable, and earning trust through consistency and integrity.

When We Succeed, We Succeed Together

At Kreditz, our people are our greatest strength. United by curiosity and a shared drive to shape the new era of credit and risk decisioning, we thrive in a culture that values collaboration, creativity, and growth.

Every idea matters, every achievement is celebrated, and every team member is empowered to make a meaningful impact. Together, we’re building more than a company, we’re closing the credit information gap to drive financial inclusion and prosperity, and shaping the future of credit decisioning.

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Hear From the Team

What makes Kreditz special? Get it straight from the source – our team. From meaningful collaboration to opportunities for growth, their stories highlight the values, passion, and culture that drive everything we do forward.

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“As a data scientist, I love diving into the deepness of open banking data, tackling challenging problems, and building models that directly impact how businesses make smarter, more inclusive financial decisions. The collaborative and innovative culture at Kreditz encourages creativity, while the opportunity to shape the future of credit assessment in a dynamic industry keeps me motivated every day.”

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“As Head of Revenue Operations, I accelerate GTM execution by developing scalable revenue infrastructure powered by data and AI. Working where technology and commercialization intersect, and contributing to closing the credit information gap, is what keeps me motivated. The pace, the ambition, and the opportunity to build for scale make the work both challenging and rewarding.”

Our Awards

Kreditz is backed by a network of visionary investors who share our mission to revolutionize credit and risk decisioning. Their support enables us to push boundaries, innovate, and create a lasting impact in the financial technology landscape.

Join the Team

Be part of something big. At Kreditz, we’re not just building tools, we’re building the future of financial fairness and transparency.

By closing the credit information gap with real-time data and intelligence, we help businesses make better decisions and more people receive the opportunities they deserve. That’s how we drive financial inclusion, resilience, and long-term prosperity for individuals and companies across Europe.

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Life at Kreditz

Curious about what it’s like to be part of Kreditz? Peek behind the curtains and discover the people, culture, and moments that make us thrive. From collaboration to celebration, see how we bring our mission to life every day.

Our Vision

Our vision, Empowering financial decisions, is about making every financial choice smarter. We believe decisions about credit, risk, and affordability should be based on real life, real time insights, not outdated snapshots or assumptions. By unlocking secure Open Banking insights and turning them into clear, actionable intelligence, we help businesses see the full picture and act with confidence. For customers and consumers, that means faster journeys, fewer unfair declines, and decisions that reflect their true financial capacity. Empowering financial decisions is how we build trust, reduce risk, and expand financial opportunity across Europe and beyond.

 

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Our Mission 

Our mission is to provide AI-driven, real-time intelligence that changes how financial decisions are made. By combining Open Banking data with advanced analytics, we help businesses replace slow, manual, and backward-looking processes with instant, reliable insights so they can assess risk and affordability more accurately, act faster, and make fairer decisions for every customer.

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Who we are

We are the leading provider of real-time credit and risk intelligence, combining cutting-edge technology, multi-source data access, and market-leading categorization. This gives our clients a clearer, faster, and more reliable view of affordability and risk so they can make smarter decisions at scale.

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About us

Kreditz is a Swedish fintech company transforming how credit and risk assessments are made through AI and real-time intelligence. 

Kreditz sits at the center of the ever-growing data-universe, orchestrating and combining  multiple data sources and analyzing  thousands of raw data points into clear insights that offer personalised risk assessments. The result is fairer, faster, and more transparent assessments that reduce default- and fraud rates, and at the same time increase conversion. 

Trusted by over 100 clients across Europe, Kreditz empowers organisations to make smarter, data-driven decisions in real time.

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What's New

Want to learn about AI, Open Banking, credit- and risk decisions or just curious about the latest business trends? Explore our resources for fresh insights, industry updates, latest technologies, and much more.

“Fintech Rocket of the Year” and “Breakthrough of the Year”

“Fintech Rocket of the Year” and “Breakthrough of the Year”

Kreditz acknowledged in four categories The jury recognized Kreditz for redefining how real-time and ...

Collector and Kreditz in Dagens Industri

Collector and Kreditz in Dagens Industri

Sharper credit assessments with Open Banking ...

Kreditz Featured in KreditNytt

Kreditz Featured in KreditNytt

AI and Open Banking close the credit information gap ...