“Fintech Rocket of the Year” and “Breakthrough of the Year”
Kreditz acknowledged in four categories The jury recognized Kreditz for redefining how real-time and ...
Learn more about the culture that is leading the creation of a new era in credit scoring.
Our guiding principles drive our daily behaviors. They ensure that we move with a shared mindset and purpose in unison, towards fulfilling our mission.
We stay curious and embrace change, using knowledge and real-time insight to lead with confidence. Being brave means stepping into the unknown with clarity, asking better questions, and always striving to improve.
We treat people with empathy, honesty, and respect whether they’re customers, colleagues, or partners. Kindness drives collaboration, builds trust, and strengthens every decision we make.
We take ownership, deliver on promises, and hold ourselves to high standards. Professionalism means showing up prepared, staying accountable, and earning trust through consistency and integrity.
At Kreditz, our people are our greatest strength. United by curiosity and a shared drive to shape the new era of credit and risk decisioning, we thrive in a culture that values collaboration, creativity, and growth.
Every idea matters, every achievement is celebrated, and every team member is empowered to make a meaningful impact. Together, we’re building more than a company, we’re closing the credit information gap to drive financial inclusion and prosperity, and shaping the future of credit decisioning.
Data Scientist
Head of Revenue Operations
Kreditz is backed by a network of visionary investors who share our mission to revolutionize credit and risk decisioning. Their support enables us to push boundaries, innovate, and create a lasting impact in the financial technology landscape.
Be part of something big. At Kreditz, we’re not just building tools, we’re building the future of financial fairness and transparency.
By closing the credit information gap with real-time data and intelligence, we help businesses make better decisions and more people receive the opportunities they deserve. That’s how we drive financial inclusion, resilience, and long-term prosperity for individuals and companies across Europe.
Curious about what it’s like to be part of Kreditz? Peek behind the curtains and discover the people, culture, and moments that make us thrive. From collaboration to celebration, see how we bring our mission to life every day.
Our vision, Empowering financial decisions, is about making every financial choice smarter. We believe decisions about credit, risk, and affordability should be based on real life, real time insights, not outdated snapshots or assumptions. By unlocking secure Open Banking insights and turning them into clear, actionable intelligence, we help businesses see the full picture and act with confidence. For customers and consumers, that means faster journeys, fewer unfair declines, and decisions that reflect their true financial capacity. Empowering financial decisions is how we build trust, reduce risk, and expand financial opportunity across Europe and beyond.
Our mission is to provide AI-driven, real-time intelligence that changes how financial decisions are made. By combining Open Banking data with advanced analytics, we help businesses replace slow, manual, and backward-looking processes with instant, reliable insights so they can assess risk and affordability more accurately, act faster, and make fairer decisions for every customer.
We are the leading provider of real-time credit and risk intelligence, combining cutting-edge technology, multi-source data access, and market-leading categorization. This gives our clients a clearer, faster, and more reliable view of affordability and risk so they can make smarter decisions at scale.
Kreditz is a Swedish fintech company transforming how credit and risk assessments are made through AI and real-time intelligence.
Kreditz sits at the center of the ever-growing data-universe, orchestrating and combining multiple data sources and analyzing thousands of raw data points into clear insights that offer personalised risk assessments. The result is fairer, faster, and more transparent assessments that reduce default- and fraud rates, and at the same time increase conversion.
Trusted by over 100 clients across Europe, Kreditz empowers organisations to make smarter, data-driven decisions in real time.
Want to learn about AI, Open Banking, credit- and risk decisions or just curious about the latest business trends? Explore our resources for fresh insights, industry updates, latest technologies, and much more.
Ready to upgrade your credit decisioning process? Let’s explore how we can work together.