Kreditz helps iGaming operators verify Source of Funds, Source of Wealth, and Source of Income in real time, assess affordability for responsible gambling, and monitor transactions for AML and fraud risks. The result is faster onboarding, stronger compliance, and a smoother player experience.

Instead of asking players to upload pay slips or bank documents, Kreditz pulls categorized income and transaction data directly from the player’s bank account, with their consent. This makes verification faster, more accurate, and much easier for the player.

Yes. Over 93 percent of players choose Kreditz Source of Funds verification over manual uploads when given the option, which shows clear preference for a faster, document free process.

Kreditz calculates real time affordability based on recent financial data, such as the last 3, 6, 9, or 12 months. This helps operators identify players who may be overextending financially and enables early, responsible intervention.

The calculation is based on tamper proof bank data, not self reported information. That provides a realistic view of a player’s financial situation and supports consistent, regulator friendly decisions.

Yes. Kreditz enables detailed transaction monitoring, making it easier to spot patterns such as third party transfers, frequent cash withdrawals, or unsustainable borrowing. This strengthens AML controls and reduces fraud exposure.

 Kreditz includes a decision engine that automates Source of Funds, Source of Income, AML, and KYC checks. This reduces manual handling and speeds up approvals. Operators typically see around an 83 percent reduction in handling time.

Automated decisioning standardizes outcomes and creates clear, transparent logs. That makes it easier to defend processes to regulators and reduces the risk of inconsistent human judgement.

Kreditz categorizes gambling related transactions across brands, showing how much a player has spent per month and over the last 12 months. These insights help operators understand behavior, refine responsible gambling measures, and improve targeting for marketing and risk management.

Integration is designed to be seamless, with minimal friction for both operators and players. Using the integrated iFrame flow, operators see very strong completion rates, including an 86 percent conversion rate on Source of Funds requests.

Kreditz supports AML compliance through transaction monitoring and Source of Funds verification, and responsible gambling compliance through real time affordability and ongoing monitoring. Categorized income sources and standardized decisions make compliance more defensible and operationally efficient.

Yes. By removing manual document handling and automating decisions, operators reduce labour costs and shorten processing time. Resources can then be reallocated to higher value tasks while still maintaining strong compliance.

Absolutely. Kreditz can monitor a player’s financial signals for up to 180 days, identifying new income streams or changes in financial health. This supports proactive risk management and long term responsible gambling compliance.

It removes friction. Around 95 percent of cases are completed without any extra documentation, meaning faster approvals, smoother withdrawals or deposits, and fewer interruptions to gameplay. That improves satisfaction and lifts conversion for the operator.