Level up your iGaming compliance and player protection with Open Banking

The iGaming Industry’s New Ally: Real-Time Financial Data

iGaming is moving fast, and so are the risks. Operators are expected to deliver frictionless player experiences while meeting tougher AML and responsible gaming requirements than ever before. That is exactly where Kreditz comes in. By delivering real-time Open Banking data straight from the player’s bank account, we help you make faster, smarter, and safer decisions at every critical moment. Whether you are onboarding a new player or verifying the Source of Funds behind a high roller deposit, compliance and player safety become part of one seamless workflow, not a separate manual detour.

Instant verification is one of the biggest shifts. Instead of asking players for PDFs, pay slips, or bank statements, you can cross-check financial information instantly against live bank data. That means approvals can happen in seconds, not days. It also removes the friction that causes drop off, which is why operators using Kreditz consistently see more than 86 percent conversion on Source of Funds requests. Players stay in the flow, and your team avoids the slow, error prone back and forth.

Real-time data also turns compliance into something far more efficient. AML and gambling regulations keep evolving, but your processes do not need to become heavier because of it. With Kreditz, you can verify Source of Funds and Source of Wealth using categorized bank transactions instead of static documents. The decisioning can be automated, cutting onboarding handling time by over 83 percent. And because monitoring does not stop at onboarding, you can follow a player’s financial activity for up to 180 days, giving you continuous compliance support instead of one-off checks.

"Our mission is to keep iGaming fast, fair, and fully compliant. Open Banking lets us protect players without compromising their experience." 
— Spilios Tzouras, CPO, Kreditz  

Responsible gaming is where real-time insight becomes truly powerful. It is not just about meeting regulatory requirements. It is about protecting your players and building a healthier business. Kreditz helps you understand a player’s affordability based on what is happening in their finances right now. You can set adaptive limits that reflect real financial capacity, identify risky patterns early, and intervene before harm escalates. This is not about saying no to players. It is about enabling safer play, stronger trust, and longer retention.

Finally, real-time financial intelligence gives you a sharper view of player behavior. When you understand how players manage their spending and financial health across time, you can personalize offers more responsibly, adjust risk thresholds dynamically, and stop fraud before it hits your platform. Bonus abuse, false identities, third party transfers, and unsustainable borrowing patterns become easier to detect when the data comes directly from the bank and cannot be manipulated.

And all of this does not require a platform rebuild. Kreditz integrates smoothly into existing iGaming environments through frictionless APIs and white label interfaces, designed to feel natural for players and defensible for regulators. The experience stays fast and clean on the front end, while giving you a much stronger engine behind the scenes.

In short, real-time Open Banking data is becoming the new standard for how iGaming operators balance growth with control. Faster approvals, stronger compliance, safer play, and sharper insight all in one flow. That is what Kreditz delivers.