Skanska Rental
Find out how Kreditz tools reduced Skanska Rentals fraud, manual processes, minimizing risks.
Qred integrates Kreditz via API to assess the financial health of small and medium enterprises. Using categorized transaction data, Qred automates credit decisions and monitors affordability over time.
Challenges
- Difficulty assessing creditworthiness with outdated, unverifiable data.
- Reliance on outdated, unverified data, reducing accuracy.
- High costs from time-intensive evaluations.
Results
- Real-time insights for better credit decisions.
- Continuous monitoring enables faster responses to customer changes.
- Tracking cash flow enables upselling by adjusting lending to revenue changes.
Improved speed and accuracy of SME assessments
Seamless API integration into internal credit systems
Better prediction of repayment capacity using transaction data
The process
Turning Complexity
Into Clarity
It all starts with understanding your unique goals and tailoring our service to meet your needs. Integration is seamless, whether through API automation or plug-and-play solutions. By leveraging real-time data from Open Banking and other sources, we deliver actionable insights that enable confident decisions.
Kreditz ALTA
Advanced Categoryzation Engine
Automate credit and risk assessments to the new industry standard with real-time data and leading technology, giving you accurate decisions that align with your business goals.
Next-gen Credit Scoring
Credit Policy Rules
Affordability
Learn more about our Solutions
Explore the full range of our Credit Assessment tools, each designed to meet the standards of today’s market.
Financial Indicators
Optimize your risk management and drive customer value through highly accurate, granular insights across all financial assets, liabilities, income, and spending. Our unified intelligence enables precise liquidity forecasting of businesses based on recurring cash flows.
Credit Risk Insight
Make better lending decisions with significantly reduced credit losses. We enable users to flexibly define policy rules, make real-time affordability assessments, and obtain an accurate creditworthiness based on categorized transactions and tailored scoring models
Non Financial Risk Insights
Enhance your non financial risk management and compliance by accurately identifying dubious income, detecting social engineering and flagging suspicious transactions, while distinguishing them from valid activity. Our automated behavioral and transactional insights, enabling real-time monitoring and allows to identifying deviations from expected behavior to effectively preventing scams.
CVM Analytics
Leverage detailed transactional patterns to segment customers into truly actionable profiles, enabling personalized services and products. We provide in-depth insights into customer activity for precise share of wallet estimation. This allows us to identify real opportunities to enhance your customers' share of wallet.
Transaction categorization
Get granular financial activity patterns for superior customer understanding. Our Advanced Categorization Engine accurately identifies transaction purpose by leveraging years of experinece instilled into bleeding-edge AI models .
Account Verification
Our solution enables instant, secure, and fully digital customer account verification. This paper-free process accelerates onboarding and streamlines compliance. It significantly enhances operational efficiency trough secure connection.
Advisory Services
We partner with our clients to holistically strengthen their risk management capabilities. Our team of seasoned risk and consulting professionals leverages deep expertise across the entire risk spectrum – from credit to non-financial – and throughout the value chain, enabling clients to precisely define and successfully embed their risk appetite within critical business decisions, informed by extensive regulatory experience in Europe.